Waterfront living on Pensacola Bay with 90 feet of private shoreline. This exceptional 3-bed, 3.5-bath Gulf Breeze home spans nearly 3,500 sq ft on a .40-acre lot and blends solid construction with relaxed coastal style-brick and Hardieplank siding, impact-rated windows (2020), assumable flood insurance (never flooded), and homeowners insurance reportedly under $8K/yr-paired with a neutral palette, LVP flooring, and bay views from almost every room. The fully remodeled kitchen is a showpiece with floor-to-ceiling white cabinetry, quartzite countertops, stainless appliances, an eat-in nook, and a breakfast bar. It opens to a spacious family room with a cozy fireplace and picture windows framing the wraparound deck, hot tub, and backyard oasis. Out back, a 100-ft dock with boat and jet-ski lifts sets the stage for everyday sunset cruises and weekend fun. The primary suite is a private retreat with a sitting area overlooking the water, dual vanities, a tiled shower, soaking tub, water closet, and a generous walk-in closet. A split layout places a secondary bedroom and updated bath on the opposite side of the home, along with a large laundry/mud room offering abundant storage. Upstairs, ~800 sq ft adds a bedroom, full bath, and a separate living area with sweeping bay views-perfect for guests or a media space. Additional highlights include a 2-car garage, irrigation system, transferable termite warranty, and no HOA. Ideally located just past the Gulf Islands National Seashore, this is luxury waterfront living in Gulf Breeze at its best.