Welcome to this inviting east-facing, waterfront, stilted half duplex in Key Colony Beach, offering three bedrooms, four bathrooms, and nearly 1,600 square feet of interior living space. With 37.5 feet of concrete seawall, step step-down wooden dock with concrete pilings, a heated and chilled pool, and a spacious concrete patio for lounging and entertaining, this property is perfectly designed for the Keys lifestyle. Peace of mind features include impact-resistant windows and doors, a metal roof, HardieBoard siding, and a 2020 AC unit. A generous carport and driveway provide ample parking, along with a downstairs enclosure that features a full bathroom, an air-conditioned cabana room, and a one-car garage for storage of toys and gear. Saltillo tile flows throughout the first level, where you will find an open concept great room with soaring ceilings that connect the kitchen, dining, and living areas. Enjoy indoor-to-outdoor living from the large covered second-floor patio ideal for al fresco meals, morning coffee, or watching stunning sunrises over the canal. The newly renovated primary bathroom showcases a spacious step-in tiled shower, quartz-topped vanity, and elegant gold finishes. A comfortable guest bedroom and bathroom are conveniently located on the same level, with laundry in the hallway closet. Upstairs, the loft offers a third bedroom and a full bathroom with plank flooring, creating a private retreat for guests or family. Your Key Colony Beach haven awaits. The City of Key Colony Beach offers its own police department, City Hall, tennis and pickleball courts, dog park, nine-hole par-three golf course, two playgrounds, and two new restaurants opening soon. Enjoy the walkable island lifestyle and the best of coastal living here!