Welcome home to this charming ranch with a fully finished walkout basement, set in the sought-after Lake Monticello community - where everyday living comes with a vacation vibe. Step inside to soaring vaulted cathedral ceilings accented with warm natural wood, creating an inviting, lodge-style feel throughout the main level. The large living room features a beautiful brick fireplace, perfect for cozy evenings, while the bright eat-in kitchen offers plenty of space for gatherings. The main level boasts brand-new luxury vinyl plank flooring throughout, fresh paint, and new carpet - move-in ready from day one. The spacious primary bedroom is conveniently located on the first floor and includes its own private en-suite. Downstairs, the fully finished walkout basement offers incredible versatility - complete with a second brick fireplace, large open living area, half bath, and access to the backyard. Ideal for guests, entertainment, hobbies, or movie nights. Outside, enjoy gorgeous wood cathedral-style details over the massive wraparound deck overlooking a generous yard - perfect for outdoor dining, relaxing, or hosting friends. Major updates provide peace of mind: Roof under 1 year old Water heater (2023) HVAC approx. 4 years old Brand-new dishwasher & microwave Newer stove and refrigerator Newly paved driveway And then - there's the lifestyle. Situated in Lake Monticello, you'll have access to a private 352-acre recreational lake with beaches, boating, kayaking, fishing, and gorgeous views. Residents enjoy 24-hour gated security, a clubhouse, community pool, tennis and pickleball courts, playgrounds, picnic areas, and multiple sandy beaches - all just a short distance away.