Exquisite home in the highly sought-after St. Charles School District, nestled on a quiet cul-de-sac. This spacious residence offers 4 bedrooms, 2.1 baths, a loft, and a heated 2.1-car garage with spigot. The main level features a combined living and dining room. The kitchen includes newer stainless steel appliances and opens to the backyard through sliding glass doors with blinds enclosed between the glass, leading to a back deck and oversized, fenced yard, ideal for gatherings or relaxing outdoors. The oversized primary suite boasts a walk-in closet and a private bath with double sinks, a Jacuzzi tub, and a separate stand-alone shower. The fourth bedroom also includes a walk-in closet, and the second full bath features double sinks along with a walk-in soaking tub designed for safety, wellness, and everyday ease. The unfinished basement spans over 1,500 sq ft and includes a rough-in for an additional bathroom, offering endless potential for a recreation room, home gym, or additional living space. Recent updates include new carpet throughout, hardwood floors sanded and stained (2026), water heater (2022), HVAC (2022), garage door and opener (2022), windows (2001), siding and front door (2015), and fresh paint in several rooms. Located in the highly acclaimed St. Charles school district, River Ridge is also close to excellent shopping, cultural options, and recreation.