Charming BEACH HOME with a short 2-minute stroll to the ocean! This spacious coastal-style home has so much to offer with 2,858 square feet, 4 bedrooms, 3 full baths, & 1 half bath. Capturing natural light & ocean breezes, the 2ND FLOOR MAIN LIVING AREA opens to front & rear balconies for seamless indoor/outdoor living. The open living & dining areas flow into the kitchen, breakfast nook & family room w/ beautiful wood vaulted ceilings w/ sky light & rear balcony overlooking open space & dunes. This upper level includes a spacious light filled primary suite w/ walk-in shower, soaking tub, large vanity w/ 2 sinks & walk-in closet, while a sun-filled office/flex room connects by spiral staircase to a unique third-floor oceanview TOWER ROOM w/ sink, fridge & counter w/ bar seating that is ideal for entertaining as a music, exercise or game room. The first FIRST FLOOR offers 3 bedrooms, 2 full baths & laundry room. Bedrooms 2 & 3 may best used as the IN-LAW SUITE w/ private entrance, living room, bedroom and bath. NO HOA. Room for a boat, RV & pool! 26 solar panels keeps the average 2025 monthly electric at $156! Additional Features include a 16KW generator, 3 car garage, metal roof, convenient dumbwaiter to all 3 floors, outdoor lift, outdoor shower, electric awnings, hurricane shutters, newer windows, instant hot water heater, updated electrical service, three HVAC heat pump systems, newer water softener, Trex decking, fenced front yard & backyard pavers. This home accommodates many styles-see Virtually Staged photos following photos to help you imagine your own furnishings in this home! Close to Historic Downtown Fernandina Beach. Come see this home offering the perfect blend of coastal charm, space & conveniences!