Move in Ready! Rare Financing Opportunity! This property offers an assumable loan at two point seventy-five percent, resulting in significant monthly savings compared to current market rates. The buyer does not need to be a veteran! Experience the charm and character of this custom-built, single-story estate set on five scenic acres in the rolling foothills of Placerville. This one-of-a-kind residence offers approximately four thousand two hundred square feet of thoughtfully designed living space with four spacious bedrooms and two and a half bathrooms. Wake up each day to peaceful surroundings and expansive vistas, where you can relax, entertain, and truly enjoy the beauty of El Dorado County. Perched atop a hill, this remodeled home captures sweeping views of the countryside and stunning sunsets, creating a peaceful and private retreat just four point five miles from Highway fifty. Inside, soaring ceilings, four skylights, and expansive windows fill the home with natural light. The stunning remodeled kitchen serves as the heart of the home, featuring quartz countertops, KitchenAid appliances, a gas cooktop, double ovens, a microwave oven, a wine refrigerator, a large island, and an added butler's pantry for extra prep space and storage, perfect for entertaining. The spacious primary suite includes a walk-in closet and a luxurious bath with double sinks and a soaking tub. Additional highlights include a beautifully updated laundry room with custom cabinetry, two cozy wood-burning stoves, an electric fireplace heater, and dual HVAC systems installed in 2023 for year-round comfort and efficiency. A water softener system (2024) and an owned propane tank (2025) enhance efficiency and convenience. Outdoor living is equally impressive, featuring a large wood deck built in 2020, an additional deck off the guest bedroom, mature trees garden boxes ,and ample usable land ideal for animals or hobbies. Existing amenities include a chicken coop and goat enclosure , RV/boat parking ,and a three-car attached garage . Utilities include PG&E electricity ,private well with El Dorado Irrigation District service ,septic system ,and multiple internet provider options . Located minutes from Coloma And Marshall Gold Discovery State Historic Park ,the area offers abundant outdoor recreation including whitewater rafting on the South Fork American River ,hiking biking horseback riding scenic drives local wineries And charming Gold Rush-era attractions . A truly rare opportunity in sought-after El Dorado County . More than just a home it's lifestyle !