Bayfront living on the Chesapeake with panoramic water views and direct beach access. Built with durable ICF (Insulated Concrete Form) construction and approx. 15-inch exterior walls, this custom home was designed for strength, energy efficiency, and coastal living. Features include hurricane shutters, whole house generator, metal roof, wind resistant windows, and low maintenance exterior. Open kitchen with granite counters, custom cabinetry, and wide interior doors. Primary suite offers private deck with hot tub, heated bath floors, and large walk in closet. Guest apartment over garage includes separate entrance, garage bay, full kitchen, bedroom, and bath, ideal for guests, rental income, or office space. Multiple decks maximize bay views. First floor includes sitting area with kitchenette, sauna, and hot/cold outdoor shower for easy beach access. Stone flooring completes this exceptional waterfront property.