Charming Victorian single-family home in the heart of beloved Bernal Heights. The home's main level features two bedrooms, one full bath, a spacious kitchen with an adjoining dining room, a flexible office or den, and a light-filled living room with direct access to the garden. The lower level offers a versatile bonus suite complete with a kitchenette and dining area, media room or den, bedroom alcove, and a full bath with both private front and backyard access. This level also includes a full laundry room, generous storage, and a one-car garage. In the beautifully landscaped garden are mature fruit trees and ample space for lounging or alfresco dining. Upstairs is replete with classic Victorian details such as high ceilings, a bay window, and original hardwood floors. The home has been refreshed with new full interior and exterior paint, along with updated flooring on the ground level. Located on a quiet residential stretch of Cortland Avenue, just blocks from neighborhood favorites like Pinhole Coffee, Progressive Grounds, Avedano's Holly Park Market, The Epicurean Trader, and The Good Life Grocery, plus a variety of independent cafes, restaurants, and shops. Enjoy nearby Bernal Heights Park with its iconic city and bay views, and renovated Holly Park with a playground, picnic areas, and outdoor basketball and tennis courts. Convenient access to Highways 280 and 101, as well as public transit along Mission Street. Walk Score: 95.