Nestled on the highly sought-after Harbor Island, this waterfront estate offers unmatched privacy and serene natural beauty. Positioned along a peaceful, pine-lined channel of the Spokane River with calm waters and minimal boat traffic. Featuring vaulted timber ceilings, expansive windows that fill the space with natural light, and a beautifully crafted custom kitchen. With four bedrooms, three bathrooms, a spacious layout, and an oversized two-car garage, this home is the perfect blend of comfort and high-end design. Professional landscaping frames a tranquil backyard oasis complete with a sandy beach, private dock, thirty-foot boat slip, diving board, covered lounge area, and a wood-burning sauna. Additional upgrades include a twenty-one kilowatt Generac generator and a new roof installed in 2022. Enjoy waterfront living with the convenience of being just ten minutes from downtown Coeur d'Alene. $1.7 million in seller financing available at six percent interest-only ($8,500/month) for three years. These terms are non-negotiable.