Welcome to 3528 Cunningham Road -- a modern two-story home featuring 4 bedrooms and 2.5 bathrooms with an open, light-filled floor plan ideal for everyday living and entertaining. The main level offers a bright great room flowing to a dining area and a contemporary kitchen with quartz countertops, stainless steel appliances, and a gas range. A downstairs flex room is ideal for a home office, library, or home gym. Upstairs hosts all four bedrooms and a large loft perfect for a secondary living area, media room, or play space. The owner's suite is well appointed with dual vanities and a large walk-in closet. Practical upgrades include a tankless water heater, two-car garage, and a fully fenced backyard with a covered lanai for outdoor enjoyment. This thoughtfully designed home combines recent construction with modern finishes. Conveniently located in Clay County near shopping at Oakleaf and the First Coast Expressway. No CDD.