Welcome to 1157 Monterey Street -- a beautifully maintained 3-bedroom, 2-bathroom home in the heart of Jacksonville's sought-after San Marco area. Full of charm and character, this inviting residence features gorgeous wood floors, abundant natural light, and tasteful updates throughout. The updated kitchen offers modern finishes, new appliances, ample cabinetry, and a functional layout perfect for both everyday living and entertaining. Spacious living areas create a warm and welcoming atmosphere, while the private backyard provides plenty of room to relax, garden, or host gatherings under the Florida sunshine. Conveniently located just minutes from downtown Jacksonville, San Marco Square, shopping, dining, parks, and top-rated schools, this home offers the perfect combination of neighborhood charm and city convenience.