NEWS FLASH--- ASSUMABLE VA LOAN WITH 2.25% INTEREST RATE--- 10965 Holly Drive is a beautifully designed home in the very walkable community of Cove Point Beach in Lusby, MD, offering 2 private (community) beaches on the Chesapeake Bay. The location is approximately 75 minutes from Washington, DC, with no Bay Bridge crossing required. The Sellers have done an amazing job of updating and upgrading during the course of ownership since 2010. Standout features include unexpected ceiling heights throughout, perfect primary suite with adjoining flex space, large kitchen with upgraded appliances, family room with vaulted ceilings and fireplace that connects to the most coveted space...the screened porch! There is a flexible main-level bonus room suited for guests, a home office or hobby space. The living spaces have been recently painted, the rear yard is already fenced, a whole-house Hague water filtration and R.O. system has been installed, new outdoor shower was just completed, updated LVP floors are perfect of the beach and high traffic areas. Property amenities include porches and deck, hot tub, outdoor shower, a 12 x 20 shed. Cove Point Beach residents enjoy swimming, fishing, kayaking, SUP and birdwatching. Unwind in this nostalgic beach community atmosphere with a great vibe. Some furnishings and high end golf cart are negotiable items, separate from property contract. See community organization website for breakdown of voluntary vs required fees.