2.7% interest rate! Seller's VA loan at 2.7% may be assumable, subject to lender approval and buyer qualification. Welcome to this spacious 3-4 bedroom home located in the heart of Placerville, offering a flexible floor plan, abundant natural light, and beautiful local views. Large picture windows fill the main living areas with sunlight, while a cozy pellet stove creates a warm and inviting atmosphere. The light and bright kitchen offers generous counter space, an abundance of cabinetry, and a comfortable breakfast nook. The primary suite features a spacious closet and private bath with a stall shower. Downstairs, you'll find a versatile flex space that can easily be used as a fourth bedroom, workout room, home office, game room, or additional living area. Built-in cabinetry and a wood-burning fireplace add even more character and functionality to the space. Step outside onto the spacious Trex deck and take in the peaceful surroundings and scenic local views. With multiple living spaces, flexible rooms, and plenty of indoor and outdoor space to enjoy, this Placerville home offers comfort, versatility, and room to make it your own.