VA assumable mortgage at 5.99% with an approximate $406K payoff offers a financing opportunity worth exploring! Just half a block from Ocean View Golf Course and blocks from the Chesapeake Bay, this well-maintained home is tucked into Pinewell, an established neighborhood with mature trees and inviting streets. Original hardwood floors, arched doorways, oversized windows and a gas fireplace bring timeless character, complemented by an updated kitchen and beautifully updated baths. A 2016 addition provides a first-floor bedroom and full bath plus a spacious den, offering flexibility for guests or everyday living. The large screened porch overlooks a nearly quarter-acre, fully fenced yard with room to garden, play and entertain. An attached garage, storage shed and dual-zone HVAC add convenience. Enjoy coastal living near beaches, the fishing pier, shopping, bases and interstates.