Welcome to this spacious ranch house offering 3 bedrooms, 3 full bathrooms, two car side entry garage & a finished lower level for an estimated total of over 2600 sq ft. It features a center hall floor plan opening to a living room & separate dining room. The flooring is predominately hardwood on the main level & newer LVP on the lower level. The kitchen/breakfast room has lots of cabinets, a center island, built in hutch & walks out to a partially covered deck with newer deck boards. The great room has a gas fireplace (which is non-functioning at this time since it hasn't been used in years & the natural gas line is caped off). For additional living space, the lower level is finished with a huge family room with built in bookcases, a 2nd kitchen, 3 bonus rooms making them available for an office/hobby/sleeping area, walk in cedar closet & full bath. Two unfinished areas are set up for laundry & a workshop. For your outside entertaining there is a large deck with a patio below that views open space and mature trees. Updates include newer paint on both levels, primary bath, lower level LVP & roof. A one year Guard Home Warranty is provided for the buyer. This mid town St Charles house is convenient to Highways 70, 370 & 364 as well as the historical downtown area & other shopping. Be sure to see this well loved house before it is SOLD.