Welcome to Bear Lake in Kalkaska, Michigan! One of Northern Michigan s most coveted all-sports lakes, affectionately known as Little Torch Lake for its Caribbean-blue, crystal-clear water, hard sandy bottom & gradual walkout. It is a 316-acre, spring-fed hidden treasure, free of weeds & invasive species thanks to regular monitoring. Limited public access helps preserve its serenity. Nestled on 100 ft of private frontage, this beautifully updated home offers panoramic lake views from a massive 4-tier, 2,000+ sq ft deck system with locking gates for family & pet safety. The exterior and deck were freshly repainted in 2025. Watch the sunrise w/morning coffee, kayak during no-wake hours, enjoy waterskiing & wakeboarding, & anchor at the sand bar. Evenings are for boat cruises, barbeques, cocktails by the fire & incredible sunsets. This turnkey, furnished home has nearly 1,600 sq ft of living space w/abundant natural light, 3 bedrooms & 2 baths, sleeps 12+, vaulted pine ceiling & a wall of windows with walkout to deck. The modern kitchen has granite counters & stainless appliances & the well water tastes amazing! A spacious lower level offers bonus sleeping & recreation space, laundry area & walkout door wall to deck. Extras include central A/C, gas furnace, large capacity hot water tank, wood-burning fireplace, washer/dryer, new remote access smart features such as security system & thermostat; ceiling fans, updated outside lighting & easy access circle drive w/ parking for 8. A 60 ft steel FLOE roll-in dock system with sundeck & accessories is also available. This listing includes a 0.5-acre wooded buildable lot across the street with 2-car garage and abundant parking space perfect for a guest house or toy barn. Recreational ORV trail enthusiasts will love all-season access to the State-marked trail system just down the street plus M-72 Trailhead 1/4 mile away. Just 15 mins to Grayling & 35 to Traverse City. A rare chance to own a true up north, lakefront Paradise!