Welcome to 111 Charles Street, St. Andrews, NB, a spacious and versatile split-entry home offering exceptional living space and income potential in one of New Brunswick’s most sought-after coastal communities. The bright and inviting main level features a large open-concept living and dining area, highlighted by a cozy fireplace. Just off the dining room is a well-appointed kitchen with excellent functionality and workspace, while a beautiful four-season sunroom provides the perfect spot to relax and enjoy natural light year-round. Three generously sized bedrooms and a stylishly updated 3-piece bathroom with a walk-in shower complete the upper level. Downstairs, the fully finished lower level offers excellent flexibility for extended family, guests, or potential rental income. This level includes a spacious family room, full kitchen, two additional bedrooms, a 4-piece bathroom, laundry area, and ample storage space. Outside, you’ll appreciate the attached double-car garage, circular driveway, and nicely sized 0.28-acre lot with a fully fenced-in back yard. A standout feature is the private back-yard oasis, complete with a charming gazebo and relaxing hot tub, an ideal retreat for unwinding, entertaining, or enjoying warm summer evenings. Conveniently located close to schools, shopping, restaurants, and all the amenities of charming St. Andrews, this property combines comfort, functionality, and investment potential in an ideal location. Whether you're searching for a family home with room to grow or a property with income-generating possibilities, 111 Charles Street is an opportunity not to be missed.