A truly exceptional waterfront estate, where refined living meets the untouched beauty of nature. Set on 20+ acres of peaceful woodland, open fields, and approximately 700 feet (+/-) of accessible shoreline, this stunning 2022-built walk-out bungalow offers over 3,100 sq. ft. of beautifully finished living space just minutes from St. Andrews-by-the-Sea. Designed with an effortless blend of elegance and comfort, the open-concept main level features a sophisticated chef's kitchen with quartz countertops, oversized island, and concealed walk-in pantry. The inviting living room centres around a wood-burning fireplace, while the luxurious primary suite offers a spa-inspired ensuite and walk-in closet. A second spacious bedroom and full bath complete the main level. The finished lower level provides two additional bedrooms, a third full bath, and an expansive family/rec room with wood stove and walkout to a secluded patio overlooking the water. A like-new hot tub creates the perfect place to unwind beneath the surrounding natural beauty. Outside, discover a detached double garage with loft storage, expansive fields, wooded trails, an off-grid guest bunkie with proven Airbnb success, and a secluded forest wedding venue accommodating up to 100 guests. A rare opportunity to own a private waterfront sanctuary offering luxury, natural beauty, and exceptional lifestyle and income potential.