Nestled on a quiet cul-de-sac and surrounded by mature trees, this beautifully maintained Lake St. Louis home offers the perfect blend of privacy, low-maintenance living, and over 2,200 square feet of finished living space. With association-provided lawn care, landscaping, and snow removal, you'll have more time to enjoy everything the Lake St. Louis lifestyle has to offer. Step inside to a welcoming two-story foyer that opens to a bright and spacious family room featuring oversized windows, a cozy gas fireplace, and French doors leading to a composite deck overlooking a peaceful wooded setting. The adjoining kitchen is designed for both everyday living and entertaining with granite countertops, light cabinetry, stainless steel appliances, a gas range, pantry, and ample workspace. The flexible floor plan offers three spacious bedrooms, each with generous closet space. A private upper-level primary suite features a walk-in closet and an ensuite bath with dual vanities. An additional bedroom enjoys its own adjoining full bath, making it ideal for guests, family members, or a home office. Convenient second-floor laundry includes the washer and dryer. The finished walkout lower level expands your living space with a large recreation room, full bath, storage area, and direct access to a private patio nestled among the trees - perfect for relaxing or entertaining. Recent major updates provide added peace of mind, including the roof, HVAC system, and water heater, all replaced within the last five years. Enjoy the ease of maintenance-free living along with access to Lake St. Louis amenities. Monthly association fee of $240 covers lawn care, landscaping, and snow removal. Annual Lake St. Louis community amenities fee applies which covers access to clubhouse, tennis, pickleball, golf, pool and lakes.