Set along Bay City's premier beachfront destination, Athlone Beach, this exceptional residence offers refined waterfront living on the Saginaw Bay. Built in 2020, the home features nearly 3,500 square feet of beautifully designed space with 5 bedrooms, 3.5 baths, and 52 feet of sandy frontage. Meticulously planned to maximize sweeping water views, the home delivers refined luxury across every level, with a private elevator providing ease of access throughout. A classic, charming front porch creates an inviting first impression, while the home's elevated architectural design captures breathtaking views of the water from multiple vantage points. The open-concept main floor is designed for effortless entertaining, with the kitchen, dining area, and living room flowing seamlessly together against a stunning waterfront backdrop. The showpiece kitchen features stunning custom cabinetry, high-end finishes, and an impressive oversized island ideal for serving and gathering, while the well-appointed pantry offers abundant storage and a secondary refrigerator. A main-floor bedroom provides flexibility as a private guest room or spacious office. The luxurious primary suite is a true retreat, complete with an ensuite featuring dual sinks, a dedicated makeup vanity, soaking tub, expansive walk-in tile shower, and thoughtfully designed walk-in closet. Third-floor laundry is conveniently located near the bedrooms, while thoughtful storage is incorporated throughout the home. The fully enclosed sunroom is an unforgettable space to relax and take in the expansive water views in every season, and the property also includes a heated two-car attached garage and a heated one-car detached garage. Tasteful, timeless, and exceptionally well executed, this Athlone Beach residence offers a rare opportunity to experience luxury waterfront living on the Saginaw Bay.